LYLAW
Practice areas
Financial Restructuring

Restructuring and Insolvency Lawyers in Dubai

Debt management, restructuring, and insolvency solutions in the UAE for individuals and businesses, focused on sustainable outcomes.
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Insolvency Frameworks

  • Advisory on insolvency and debt restructuring laws
  • Guidance on personal and corporate financial distress
  • Debt consolidation and financial management
  • Assessment of restructuring pathways

Debt Restructuring

  • Drafting restructuring and settlement agreements
  • Debt restructuring for loans, credit, and mortgages
  • Advice on real estate, vehicle, and consumer financing
  • Solutions for debt repayment and settlement

Disputes & Court Proceedings

  • Financial restructuring and debt-related disputes
  • Coordination with local advocates before UAE courts
  • Challenging loan agreements and financing arrangements
  • Representation in insolvency and enforcement proceedings

Creditor & Authority Engagement

  • Engagement with banks and financial institutions
  • Negotiation with creditors and authorities
  • Advisory on Islamic and conventional financing structures
  • Regulatory coordination during restructuring

Discover more practice areas we specialize in

Find other relevant law services that we offer to our clients.

Corporate & Commercial

Corporate legal support for businesses operating in the UAE, combining legal precision with practical, commercially-focused advice at every stage of the business lifecycle.

Real Estate

Real estate transactions and advisory across the UAE, with clear, commercially focused guidance on residential, commercial, and investment assets.

Company Formations

Company formation and structuring in the UAE, including jurisdiction selection, regulatory compliance, and operational readiness from incorporation through launch.

Intellectual Property

Intellectual property protection, commercialisation, and enforcement in the UAE and beyond, aligned with commercial objectives.

Aviation

Aviation law compliance, transactions, and contractual structuring in the UAE for aircraft owners, operators, and aviation-related businesses.

Tax

UAE tax compliance, structuring, and dispute resolution for individuals and businesses under the evolving tax framework.

Employment

Employment law structuring, compliance, and dispute resolution across the UAE for employers and employees under federal and free zone regulations.

Dispute Resolution

Strategic dispute resolution across the UAE, focused on effective pathways and the management of legal, commercial, and reputational risk.

Immigration

UAE immigration and residency planning for individuals, families, and businesses, covering visa options, regulatory requirements, and ongoing compliance.

Media

Media and digital conduct compliance and risk management in the UAE for individuals, businesses, and content creators across traditional and digital platforms.

Virtual Assets

Virtual assets and emerging technology structuring, licensing, and dispute resolution in the UAE, addressing regulatory compliance within a rapidly evolving landscape.

Family Law

Family law advisory and dispute management across the UAE, with clear legal guidance and measured advocacy focused on fair, sustainable outcomes.

Criminal

Criminal defence, case management, and representation across the UAE before police and prosecution, focused on rights protection and procedural accuracy.

PRO Services

PRO and administrative services in the UAE for individuals and businesses, including documentation, attestations, and government processes.

Wills & Inheritance

Wills, estate planning, and inheritance structuring across the UAE, focused on asset protection, family interests, and long-term legacy in local and cross-border contexts.

How our legal process works

At LYLAW, our legal process is intentionally structured to deliver clarity, precision, and confidence at every stage. From your initial enquiry onward, we take a considered and professional approach to understanding your objectives and addressing your legal needs.
01

Initial review and introductory call

Following submission of the contact form, your enquiry is carefully reviewed. A member of our legal team then conducts an introductory call to gain a preliminary understanding of your matter and to identify the most suitable engagement framework.
02

Consultation and legal evaluation

A consultation is arranged to examine the legal dimensions of your matter in greater depth, assess relevant considerations, and clarify your objectives.
03

Strategic direction

Based on our evaluation, we develop a tailored legal strategy, outlining available pathways and recommending a clear and effective course of action.
04

Implementation and representation

We carry out the agreed scope of work through advisory services, drafting, negotiations, or formal representation before authorities, with consistent communication throughout.
05

Resolution and ongoing counsel

We remain closely involved through resolution and, where appropriate, continue to provide legal counsel to support your broader interests.
Testimonials & Reviews

Why clients rely on LYLAW

We specialize in commercial, family, employment, dispute resolution, and more areas of law. Here at LYLAW, we advocate for individuals and businesses alike.
See more client testimonials
Nita Eugenia

I would highly recommend Ms. Yamalova to anyone seeking legal representation. Honest and will keep your best interest and unique needs at the forefront.

Jesse D

Excellent value for legal advice. Ludmila is incredibly well versed on UAE law and implementation. I've worked with various law firms, including large local and global brands here, and have not found one that is more knowledgeable than her.

David Pollock

Our experience was an entirely professional and knowledgeable service on corporate structures and commercial issues we were facing. The service was comprehensive, well informed and we can recommend without hesitation.

Nesim Majzoub

This is a firm that is progressive in the way they think and handle matters. They understood my needs immediately.

Sarah Skaf

Super lovely company and very professional for its caliber. I check out their IG and TikTok pages and get a lot of helpful information when it comes to legal/illegal activities in the UAE. Keep up the great work!

Enrica Andreetto

I had a great experience with this firm. I felt very taken care of during the whole time of our collaboration. In case of need I will certainly work with them again.

Leigh Baker

Very knowledgeable and compassionate firm. Their expertise on UAE law is unmatched and their professionalism is top notch. I really appreciate how they keep clients informed at all stages of their case.

Michelle Bacellar

Ludmila is a fantastic lawyer, she is very dedicated and has great knowledge of UAE local laws. I would strongly recommend her and her team’s services and legal advice.

Krysta Fox

Ludmila Yamalova and her team have provided excellent legal support to me, and a number of my company's clients. They are professional, knowledgeable and practical.

Rafiah Ibrahim

Ludmila is very professional and competent. Able to explain clearly on how the issues can be resolved . She also suggests the best way forward . Very pleasant personality as well.

Ayesha Khan

Excellent experience. All of my questions answered and good advice given. I was a little wary of the time going over but that was not a worry. Personable and friendly. Would definitely recommend.

Marius Coetzer

Quick response after enquiry and meeting was setup shortly after. Enlightening session with Ludmila. Thank you for your assistance.

Saif

Ludmila and her team are incredibly knowledagble, supportive, and easy to work with. They simplify matters that seem complex, and add a human touch to everything they do. I highly recommend them!

Oksana Bondar

Responsiveness, sincerity and openness are what you will be met with here. I am very satisfied and I advise everyone to seek legal help. Very competent and professional. They helped us effectively resolve our issue.

Julija Jacikeviciene

Very professional service! Some of the best lawyers in Dubai, clear and fast. Personally consulted Lyudmila Yamalova - 100 points

Alejandra Ibarrola

Ludmila and her team were incredibly helpful with us, their knowledge and professionalism is second none. We would be happy to recommend them to anyone needing legal advice.

Maksym Kucheruk

I have used the company's services many times. I am happy with everything. Always promptly and professionally solves all problems/requests. I recommend!

James Joseph Brown

Ludmila is the best around. During our consultation she was able to provide me with invaluable information regarding my case. Her depth of knowledge and experience is truly impressive. Highly recommend.

Manuel Gonzalez

Exceptional legal expertise and unmatched dedication. A firm you can trust.

Suhail Diaz

Excellent and very professional services. Thank you very much for your recommendations and kind support answering all our questions.

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FAQs about Financial Restructuring

What does restructuring or insolvency involve under UAE laws?

Restructuring and insolvency in the UAE involve managing financial distress through debt restructuring, settlement, or formal insolvency procedures. These processes aim to address outstanding liabilities while protecting legal rights and, where possible, avoiding liquidation through negotiated solutions.

Can individuals restructure debts like loans or mortgages in the UAE?

Yes, individuals can seek legal options to restructure debts which include credit cards, personal loans, car loans, and real estate mortgages. The approach depends on the nature of the debt and applicable UAE laws. LYLAW advises clients on lawful debt restructuring strategies and negotiates settlements where appropriate.

What happens if debt restructuring leads to a dispute or court proceedings?

In cases where disputes arise, matters may be resolved through negotiation or litigation before UAE courts. This can include challenging loan agreements or enforcing restructuring terms. LYLAW works with local advocates to manage restructuring and insolvency related disputes and represent clients before UAE courts and authorities.

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